Your Dental Insurance Benefits Are Expiring—Here’s How to Utilize Them Before They’re Gone

Many insurance benefits reset or expire at the end of December each year. This includes common health-related benefits you may lose if not used before January. Waiting until the last minute often results in missed opportunities and longer wait times. By taking action now, you can get the care you need while maximizing your insurance.

Common Types of Insurance Benefits That Expire Annually

Medical Insurance

• Yearly allowances often cover preventive care, doctor visits, or necessary treatments.
• Any unused funds typically don’t roll over into the next year.

Dental Insurance

• Most dental plans cover yearly exams, cleanings, and basic treatments like fillings.
• Higher-cost procedures, such as crowns or braces, may be limited by yearly caps. To save on big costs, utilize these benefits before they expire.

Always check plan details or consult your provider to ensure you understand your remaining benefits.

Why You Should Use Your Benefits Before They Expire?

1. Maximize Financial Value
   Unused benefits are like leaving money on the table. Take full advantage of what your plan offers.
2. Avoid the Year-End Rush
   December is busy with appointments. Scheduling sooner means more options and less stress.
3. Health Maintenance
   Routine care becomes more affordable when covered by insurance, helping you maintain long-term health.

Practical Steps to Maximize Your Benefits

Review Your Current Coverage and Benefit Usage

• Start by logging into your insurance provider’s portal or reviewing your annual benefit summary. Knowing what remains available can help you avoid wasting valuable benefits.
• Identify any coverage you haven’t utilized yet, such as free annual exams or covered treatments. Take note of any “use it or lose it” funds.

Schedule Preventive and Routine Checkups

• Book annual checkups, including physicals, dental exams, and vision screenings, which many insurance plans cover in full or at a reduced cost.
• Preventive care is not only affordable but can also help catch potential health issues early. Using these services before year-end allows you to benefit from improved long-term health while maximizing your insurance coverage.

Plan Any Additional Treatments or Procedures

• If you have pending treatments—like fillings or specialist visits—schedule them soon. Waiting until the last minute may limit appointment availability.
• Review your deductible and copay requirements to understand any costs involved. Knowing these details helps you better plan financially and prioritize treatments for the highest value.

Taking these steps now can help you make the most of your current insurance benefits before they reset.

Tips for Scheduling Appointments Before Year-End

1. Be Proactive
   Book appointments as early as possible. Waiting too long can mean limited availability.
2. Consider Virtual Visits or Telehealth Options
   Where possible, telehealth may offer a convenient alternative with shorter wait times.
3. Be Flexible with Times and Providers
   Accepting alternative appointment times or choosing available providers can help secure needed appointments.

Don’t Let Your Benefits Expire—Book Today with Randall Pointe Dental

Make the most of your benefits before they’re gone. Contact Randall Pointe Dental now to book an appointment!